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A guaranteed credit card is designed specifically for people that have made past financial mistakes. You could have a poor FICO score due to having been declared bankrupt or just mis-managing payments in the past.


Many well-known issuers will still issue to people with a poor history Cheap Soccer Jerseys Wholesale , as they believe that everyone should be able to have a card and a chance to rebuild their history. As a result this market is very competitive.


These offers are available with both the MasterCard and Visa logos. There are no credit checks and no employment checks, and as long as you are able to verify your address and identification you will not be turned down.


Most of these types are prepaid. This means that you will have to deposit money into your account before you can start using it. This can be done by either bank transfer, Direct Deposit or depositing cash at one of many thousands of locations around the country.


You will still get many of the same benefits of a traditional credit card. However because you are only able to spend the money you have previously deposited in your account you will not be able to create any debt. You will be able to purchase items at any store that carries the VisaMasterCard logo (using either signature or PIN number methods), you can buy items and pay bills online Cheap Soccer Jerseys From China , and you will be able to withdraw cash at an ATM and it is also accepted over the phone.


Depending on the type that you apply for, you will receive a range of additional benefits. Nearly all brands have an online or telephone customer support system, with some you are given the name of a dedicated account manager that you can speak to if you have any account queries.


There are drawbacks most have an upfront or ongoing monthly charge, which you will have to pay when you apply. There will also be additional fees that you should be aware of before you make your application. Cash withdrawals are likely to carry hefty charges Cheap Soccer Jerseys China , and sometimes checking your balance at an ATM carries a small fee. There may also be additional fees for use abroad and making purchases using your PIN number.


They other option is a secured card. With this you must first make a deposit in a savings account typically between $200 – $5,000 you are then extended a Visa or MasterCard with a limit equal to the amount of your deposit. The issuer will keep your deposit and will refund it but they hold it as a way to secure and eliminate the risk of lending.


We recommend a prepaid offer as there are many steps you can take to fix a damaged FICO score. You don’t just have to wait seven long years!


For more about Guaranteed Approval Credit Cards or to learn how you can fix a Bad Credit Score visit us.


For Valentine's Day, for example, they can be given along with a bouquet of roses. You can also acquire a headband and sew artificial flowers to it.

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