Most people start their home buying search backwards. They go out and look at houses Asdrubal Cabrera Jersey , find the one they want, contact the agent who is selling the house and then find a lender to get approved for a mortgage.
Here are the steps you can take in order to make sure your home buying search is successful:
Calculate how much debt you have. Get copies of your credit reports from the 3 different credit reporting agencies. Also, find out what is your FICO score. Make sure you check your credit reports for errors.
Determine how much mortgage you can reasonably afford with your income and the amount of debt you have. If you have too much debt Joey Gallo Jersey , try to pay off some of your smaller debts (credit cards, personal and student loans). The less debt you have, the more mortgage you can afford.
Get pre-approved for a mortgage. Find a lender who will offer you the best rate for your situation.
What Kind Of House Do You Want?
Do you want a single family house or do you need a two-family house?
What are the minimum requirements you want in a home?
What type of neighborhood do you want to live in? (Close to schools Rougned Odor Jersey , shopping, work)
What don't you want in a house?
Choose a Real Estate Agent
Get recommendations for agents from friends, family and co-workers.
Look up agents in your local newspaper or the internet.
Interview several agents and choose one who you feel comfortable with and understands your housing needs.
Choose a Home Inspector
Familiarize yourself with the home inspection process. Get in contact with several professional home inspectors and compare quotes. You'll want to do home inspections of each house you are considering buying.
Overview of Drug Rehab in Texas
Posted On : Dec-14-2012 | seen (349) times | Article Word Count : 457 |
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